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Your Questions Answered

Why has my payment gone up?

The only reason a payment can go up after closing is for a change in your property taxes, hazard insurance or flood insurance.  The actual principal and interest payment are fixed with a fixed rate mortgage. 

What are "Homestead Taxes"

The only reason a payment can go up after closing is for a change in your property taxes, hazard insurance or flood insurance.  The actual principal and interest payment are fixed with a fixed rate mortgage. 

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